EssentL for Creators – What It Is and How It Works

EssentL is the first Professional Employer Organization (PEO) built by creators, for creators. We combine independent creators into one large corporate entity so you can access Fortune 500 level benefits like health benefits, payroll services, workers comp, and full HR compliance without losing your independence.

Health benefits for Independent Creators and Freelancers

Yes. Whether you are a YouTuber, Twitch streamer, TikToker, podcaster, artist, or freelancer, EssentL gives you access to premium large group health plans usually reserved for big companies.

Affordable Benefits and Payroll for Creators – How EssentL's Pricing Compares

EssentL is designed to give you top tier coverage and payroll support at creator friendly prices. By pooling creators into a single large group, we negotiate lower premiums and deliver HR tools you would normally only get in a large corporate environment.

Creator Benefits Package – What You Get with EssentL Membership

Health, dental, and vision insurance; 401(k) retirement plans; payroll services; workers comp coverage; copyright and trademark enforcement; cybersecurity protection; brand deal matchmaking; and advertising analytics. Everything a creator business needs in one place

Payroll Services for Creators – Paying Yourself and Your Team

EssentL makes it easy to run payroll for yourself or a small team, with tax compliance handled automatically so you stay in good standing with federal and state requirements.

HR Compliance for Creators – Staying Legal While You Grow

From employment tax filings to workplace safety rules, EssentL handles the HR compliance details so you can focus on creating. We ensure you meet state and federal requirements, even in complex states like California.

Workers Compensation for Creators – Why It Matters

Workers comp isn't just for factories and offices. As a creator, you may have contractors, assistants, or production staff. EssentL provides access to workers comp coverage so you are protected if an injury happens during work

PEO for Creators – What a Professional Employer Organization Means for You

A PEO is a company that provides HR, payroll, benefits, and compliance to small businesses by pooling them into one large group. EssentL is the first PEO purposely built for independent creators and small creative teams

Creator Protection from Scams, Fraud, and Cybersecurity Threats

We include account security tools, IP protection, and brand monitoring along with legal resources and guidance to help creators navigate an online world full of bad actors.

Who Can Join EssentL – Types of Creators We Serve

We serve all types of digital entrepreneurs: YouTubers, Twitch streamers, TikTokers, podcasters, Instagram influencers, writers, artists, game developers, educators, and more. If you earn from your creative work, we are here for you.

Keeping Your Current Insurance or Benefits While Joining EssentL

Yes. You can join EssentL for payroll, compliance, and legal protection even if you do not switch your insurance right away.

How to Join EssentL – The Creator Onboarding Process

Sign up online, answer a few business and benefits questions, and we will handle the setup. Most creators are fully onboarded within days, not weeks.

Terms of Use

Updated: February 2, 2026

Thank you for visiting EssentL Creators, Corp. (“EssentL,” “we,” or “us”). This Privacy Policy explains how we collect, use, disclose, and protect personal information as a data controller when you visit our publicly available website at http://essentlcreator.com/(the “Website”). It also describes your privacy rights and how to exercise them.

This Privacy Policy does not apply to any customer portals or restricted areas accessible through the “Log In” feature on the Website. Those areas are governed by separate terms and a separate privacy policy available there.

By using the Website, you consent to the practices described in this Privacy Policy.

Personal Information We Collect

We collect information that identifies, relates to, describes, or could reasonably be linked to you (“personal information”). The categories of personal information we may collect and the sources from which we collect it include:

Information you provide to us directly. We collect information you voluntarily provide, such as when you complete our “Contact” form, submit a review, request information, or communicate with us by email, mail, or phone. This may include your name, company name, job title, professional or business contact information (such as email address and phone number), and the content of your communications. Please do not submit sensitive personal information (e.g., government identifiers, financial account numbers, health information, or data revealing racial or ethnic origin, religious beliefs, biometric templates, or precise geolocation) through the Website.

Information collected automatically. When you access or use the Website, we and our service providers automatically collect certain information about your device and usage using cookies and similar technologies. This may include your IP address, device identifiers, browser type, operating system, referring URLs, pages viewed, links clicked, approximate location derived from IP address, and the date/time of your visits.

Cookies and similar technologies. The Website uses cookies and similar technologies (including local storage and session storage) to enable core functionality, remember preferences, analyze usage, and improve performance. Cookies may be “session” cookies that expire when you close your browser or “persistent” cookies that remain until they are deleted by you or your browser. You can manage cookies through your browser settings, though disabling cookies may impact Website functionality.

Analytics. We use analytics services, including Google Analytics, to help us understand Website traffic and usage. These services use cookies and similar technologies to collect information about your use of the Website and report trends. For more information regarding how Google collects, uses, and shares your information please visit www.google.com/policies/privacy/partners. You can deactivate Google Analytics using a browser add-on if you do not wish the analysis to take place. You can download the add-on here: https://tools.google.com/dlpage/gaoptout?hl=en.

Social media. We operate pages on third-party social networks and include social media features on our Website. When you interact with those features or our pages, both we and the social media providers may receive information about you. Your interactions with social media platforms are governed by their privacy policies.

Categories of personal information. Depending on how you interact with us, we may collect the following categories: identifiers (e.g., name, email address, IP address), commercial information (e.g., submissions or reviews you post), internet or electronic activity information (e.g., browsing history and interactions with our Website), approximate geolocation (derived from IP), professional or employment-related information (e.g., company, role), and inferences drawn from the foregoing. We do not intentionally collect sensitive personal information through the public Website.

Children’s privacy. The Website is intended for use by individuals aged 18 and older. We do not knowingly collect personal information from individuals under 18. By using the Website, you represent you are at least 18 years old and of legal age to enter into agreements.

How We Use Personal Information

We use personal information for the following purposes:

To provide, operate, and improve the Website and our services. This includes responding to inquiries, processing submissions, hosting and securing the Website, diagnosing issues, and performing analytics.

To communicate with you. We send administrative messages about your interactions with us and, where permitted by law, marketing communications about our products and services. You can opt out of marketing communications at any time.

To support business operations. We use information to manage relationships, enter into and perform contracts, maintain records, and conduct internal research and development.

To comply with law and enforce rights. We process information to comply with legal obligations, respond to lawful requests and legal process, prevent fraud and misuse, protect safety, security, property, and rights (ours, yours, or others), and enforce our agreements and policies.

To de-identify and aggregate data. We may create de-identified or aggregated data for analytics, research, and other lawful purposes.

We do not use personal information for purposes that are materially different, unrelated, or incompatible with the purposes described above without providing you notice and, where required, obtaining your consent.

How We Disclose Personal Information

We disclose personal information as follows:

Service providers and processors. We disclose personal information to vendors and service providers that perform services on our behalf, such as website hosting, analytics, security, IT support, communications, and professional advisors. These parties are contractually obligated to use personal information only to provide services to us and to protect it.

Public disclosures you make. If you choose to submit a review or public comment on the Website or our social media pages, that content and associated information you provide may be visible to others.

Business transfers. We may disclose or transfer personal information in connection with a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar corporate transaction.

Legal, compliance, and protection. We may disclose information to comply with law, legal process, or lawful requests; to enforce our terms; and to protect the rights, property, or safety of EssentL, our users, or others.

De-identified and aggregated data. We may disclose de-identified or aggregated information that does not identify you to third parties for lawful purposes.

We do not disclose personal information to third parties in exchange for monetary consideration, and we do not “sell” or “share” personal information for cross-context behavioral advertising or targeted advertising as those terms may be defined under certain U.S. state privacy laws. If our practices change, we will update this Privacy Policy and provide any required notices and opt-out mechanisms.

Retention, Security, and International Transfers

Retention. We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, including to provide the Website, comply with legal, accounting, or reporting obligations, resolve disputes, and enforce agreements. We use criteria such as the nature of the information, the purpose of processing, legal requirements, and business needs to determine retention periods. For example, contact inquiries are typically retained for up to three years after last interaction, and marketing contact information is retained until you unsubscribe or for as long as you remain engaged with our communications, plus a reasonable period thereafter to comply with suppression requirements.

Security. We implement reasonable and appropriate administrative, technical, and physical safeguards designed to protect personal information against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. No method of transmission over the Internet or method of electronic storage is fully secure, and we cannot guarantee absolute security.

International transfers. We are located in the United States, and the information we collect is processed in the United States. If you access the Website from outside the United States, your information may be transferred to, stored, and processed in the United States or other jurisdictions that may not provide the same level of data protection as your home country.

Your Privacy Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, which may include:

Access, correction, and deletion. You may have the right to request access to personal information we maintain about you, to correct inaccurate information, and to request deletion, subject to applicable exceptions.

Portability. You may have the right to receive a copy of certain personal information in a portable and readily usable format.

Opt-out of marketing communications. You can opt out of receiving marketing emails by using the “unsubscribe” link in our emails or by contacting us using the information in Section 9. We may still send you non-marketing communications, such as responses to inquiries.

Cookie preferences. You can manage browser cookies through your browser settings. If available on the Website, you may also use our cookie preferences tool to adjust analytics or other non-essential cookies. Disabling cookies may affect Website functionality.

Do Not Track and Global Privacy Control. Our Website does not respond to browser-initiated Do Not Track signals. Where required by applicable law, we will treat a browser- or device-level opt-out signal, such as a Global Privacy Control signal, as a request to opt out of any practices that constitute a “sale” or “sharing” of personal information or targeted advertising, to the extent such practices occur.

Non-discrimination. We will not discriminate against you for exercising your privacy rights, subject to legally permitted differences.

How to exercise your rights. You may submit requests to exercise your privacy rights by emailing contact@essentlcreator.comor by writing to us at the address in Section 9. To protect your privacy, we will verify your identity before fulfilling your request, which may require you to provide certain information we can match to our records. If you submit a request through an authorized agent, we may require proof of authorization and verification of your identity as permitted by law.

Appeals. If we deny your privacy rights request, you may have the right to appeal our decision within a reasonable time by replying to our response or contacting us at contact@essentlcreator.comwith “Privacy Appeal” in the subject line. If your appeal is denied, you may have the right to contact your state attorney general or applicable regulator.

Nevada residents. If you are a Nevada resident, you may request that we not sell your covered information as defined under Nevada law. As noted above, we do not sell personal information. If you have questions or would like to submit a request, please contact us at contact@essentlcreator.com.

California residents. If you are a California resident, you may have additional rights under California law, including rights to know, delete, correct, and to opt out of “selling” or “sharing” personal information, and the right to limit the use and disclosure of sensitive personal information. We do not sell or share personal information for cross-context behavioral advertising, and we do not use or disclose sensitive personal information for purposes other than those permitted by law. You may designate an authorized agent to make a request on your behalf as permitted by California law.

Users Outside Nevada and Outside the United States

Our services are primarily business-to-business and directed toward employers in Nevada. Your state or country of residence may provide you with additional rights regarding your personal information. We will facilitate the exercise of your rights consistent with applicable law. If you are located outside the United States, you acknowledge your information may be transferred to and processed in the United States as described in Section 4.

Third-Party Websites and Services

The Website may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. Your use of third-party websites and services is governed by their terms and privacy policies. We encourage you to review their policies before providing personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we update the Policy, we will revise the “Effective date” at the top. If we make material changes, we will provide additional notice as required by law. Your continued use of the Website after an update constitutes your acceptance of the revised Policy.

How to Contact Us

If you have any questions about this Privacy Policy or our privacy practices, or if you wish to exercise your privacy rights, please contact us at:

EssentL Creators, Corp.
450 Sinclair Street
Reno, NV 89501
Email: contact@essentlcreator.com