We handle the hard stuff
so you can focus on your business
Payroll. HR. Compliance. Benefits. Workers’ Comp.
We're Creators.
We Put Creators First.
EssentL was born when our founders, successful creators and business people themselves, got tired of explaining to traditional providers that “No, this isn’t just a hobby” and “Yes, we need actual business protection and health coverage.”
We believe creator businesses deserve the same legitimacy as any other business. Because what you’re building matters.
Meet The Humans Behind EssentL
Crystal Jackson
Co-Founder & CTO
Before essentL, Crystal was juggling life as a content creator and former Intel engineer. She knows firsthand the struggle of finding insurance that actually works for creators, because she couldn’t find it herself. Her frustration became our mission.
Chris Jackson
Founder & CEO
As a physicist-turned-entrepreneur with three startups under his belt, Chris brings the perfect mix of analytical thinking and creator empathy to essentL. When he’s not strategizing how to enable insurance for creators, he’s sharing his UC Davis MBA wisdom.
Jack Pachacz
COO/CFO
Jack is our financial maestro with 15+ years in strategic finance and PEO. Now he’s on a mission: transforming complex financial structures into systems built for creators. When not optimizing operations, he’s enjoying time with family or perfecting his golf game.
Dawn Scarfo
Head of HR & Product
Dawn has spent 30+ years in HR leadership supporting teams at companies like Acclaim and Reuters, always with a focus on people-first and compliance across complex state lines. At EssentL, she’s helping bring top-tier HR know-how to the creator world.
John Komadina
Head of Sales
John’s spent 8 years championing small business’s best-kept secret: the PEO. He’s helped hundreds of companies—big and small—stay focused on growth while HR, payroll, and benefits get handled. Off the clock, he’s playing zone defense with three kids under 3.
Kristoph Oedman
Marketing Advisor
Kristoph is the former Director of Marketing at Zynga and founder of Designteam the top fractional marketing & design agency for startups.
What We're Building
Imagine having all the protection and services you need in one place. And imagine getting it all at prices previously available only to big companies with hundreds of employees. That’s EssentL—your partner in corporate-quality benefits at creator-friendly prices. One connected plan that grows with you.
Complete Benefits
Health, dental & vision
Mental health coverage
401K Retirement plans
Life Insurance
Team Management
Full-service payroll
Contractor payments
Team benefits
Onboarding tools
Creator Business Compliance
Multi-state compliance
Tax filing support
Business insurance
Legal templates
Creator Protection
Production insurance
Brand deal protection
Equipment coverage
Liability insurance
Join Us
(Seriously, We'd Love That!)
EssentL is live and ready to protect you and your creator business. Become a member now and get access to premium health benefits, payroll, workers comp, and full HR compliance, all built for creators like you.